I drove a leased car for a few years, but now I have my own car again. Do I now start at zero claim-free years again?

If you have a leased car, the car and car insurance are in the name of the leasing company. Therefore, you do not build up claim-free years yourself. However, at the end of the lease period you can request a lease statement from your lease company. On the basis of this document, we can determine your claim-free years.